Terms and conditions

Terms and Conditions

Last updated: May 19, 2025

Please take a moment to read these terms and conditions carefully before using our Service.

Understanding These Terms

These terms and conditions use certain words that have specific meanings, regardless of whether they appear in singular or plural form.

Key Definitions

For the purpose of these Terms and Conditions:

  • Affiliate means an entity that controls, is controlled by, or is under common control with a party. “Control” here means owning 50% or more of the shares, equity interest, or other securities that can vote to elect directors or other managing authority.
  • Country refers to South Carolina, United States.
  • Company (also referred to as “We,” “Us,” or “Our”) means RAMON MCCULLOUGH, located at 1185 Glenarden Drive.
  • Device means any device capable of accessing the Service, such as a computer, cellphone, or tablet.
  • Service refers to the Website.
  • Terms and Conditions (or “Terms”) represent the full agreement between You and the Company regarding your use of the Service.
  • Third-party Social Media Service refers to any services or content (including data, information, products, or services) provided by a third party that might be displayed or made available through the Service.
  • Website refers to Effortless Money Flow, which can be accessed at https://www.effortlessmoneyflow.org/.
  • You refers to the individual using the Service, or the company or other legal entity on whose behalf that individual is using the Service.

Your Agreement to These Terms

These Terms and Conditions govern your use of the Service and form the agreement between You and the Company. They outline the rights and obligations of all users.

Your access to and use of the Service depends on your acceptance of and compliance with these Terms and Conditions. These Terms apply to everyone who visits, uses, or accesses the Service.

By accessing or using the Service, you agree to be bound by these Terms and Conditions. If you cannot agree with any part of these Terms, you do not have permission to access the Service.

You confirm that you are at least 18 years old. The Company does not allow anyone under 18 to use the Service.

Your use of the Service also requires you to accept and comply with the Company’s Privacy Policy. Our Privacy Policy explains how We collect, use, and disclose your personal information when you use the Application or the Website, and it informs you about your privacy rights and legal protections. Please read Our Privacy Policy carefully before using Our Service.

Links to Other Websites

Our Service may include links to websites or services provided by third parties that are not owned or controlled by the Company.

The Company has no control over, and takes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You also acknowledge and agree that the Company will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly recommend that you read the terms and conditions and privacy policies of any third-party websites or services you visit.

Termination

We may end or suspend your access immediately, without prior notice or liability, for any reason, including if you violate these Terms and Conditions.

Once terminated, your right to use the Service will stop immediately.

Limitation of Our Liability

Regardless of any damages you might experience, the total liability of the Company and its suppliers under any part of these Terms, and your sole remedy for all of the foregoing, will be limited to the amount you actually paid through the Service or 100 USD if you have not purchased anything.

To the fullest extent allowed by applicable law, in no event will the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not permit the exclusion of implied warranties or the limitation of liability for incidental or consequential damages, which means some of the limitations above might not apply to You. In those states, each party’s liability will be limited to the greatest extent allowed by law.

“AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided to You “AS IS” and “AS AVAILABLE,” with all faults and defects, and without any warranty. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and warranties that may arise from course of dealing, course of performance, usage, or trade practice. Without limiting the foregoing, the Company provides no warranty or promise, and makes no representation, that the Service will meet your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free, or that any errors or defects can or will be corrected.

Without limiting the previous statement, neither the Company nor any of its providers makes any representation or warranty of any kind, express or implied: (i) about the operation or availability of the Service, or the information, content, and materials or products included on it; (ii) that the Service will be uninterrupted or error-free; (iii) about the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or emails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs, or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. However, in such a case, the exclusions and limitations outlined in this section will be applied to the fullest extent enforceable under applicable law.

Governing Law

The laws of the Country, excluding its conflict of law rules, will govern these Terms and your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Resolving Disputes

If you have any concern or dispute about the Service, you agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If you are a consumer in the European Union, you will benefit from any mandatory provisions of the law of the country where you live.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to a United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be changed and interpreted to achieve the objectives of that provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver

Except as stated here, the failure to exercise a right or to require performance of an obligation under these Terms will not affect a party’s ability to exercise such right or require such performance at any time afterward. Also, the waiver of a breach will not be considered a waiver of any subsequent breach.

Translation Interpretation

If We have made these Terms and Conditions available to you on our Service in a translated version, you agree that the original English text will take precedence in case of a dispute.

Changes to These Terms and Conditions

We have the right, at our sole discretion, to change or replace these Terms at any time. If a revision is significant, We will make reasonable efforts to provide at least 30 days’ notice before the new terms take effect. What constitutes a significant change will be decided solely by Us.

By continuing to access or use Our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions about these Terms and Conditions, you can contact us:

By email: prosperityprelude@gmail.com